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The excerpt represents the core issue or deciding factor on which you must meditate, and is drawn from Roads of Destiny by O. Henry: Bob."
Nettlewick settled himself in his chair. There would be no leaving San
Rosario for him that day. He would have to telegraph to the
Comptroller of the Currency; he would have to swear out a warrant
before the United States Commissioner for the arrest of Major Kingman;
perhaps he would be ordered to close the bank on account of the loss
of the securities. It was not the first crime the examiner had
unearthed. Once or twice the terrible upheaval of human emotions that
his investigations had loosed had almost caused a ripple in his
official calm. He had seen bank men kneel and plead and cry like women
for a chance--an hour's time--the overlooking of a single error. One
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