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The excerpt represents the core issue or deciding factor on which you must meditate, and is drawn from The American by Henry James: He had known what it was to have utterly exhausted his credit,
to be unable to raise a dollar, and to find himself at nightfall
in a strange city, without a penny to mitigate its strangeness.
It was under these circumstances that he made his entrance into
San Francisco, the scene, subsequently, of his happiest strokes
of fortune. If he did not, like Dr. Franklin in Philadelphia,
march along the street munching a penny-loaf, it was only
because he had not the penny-loaf necessary to the performance.
In his darkest days he had had but one simple, practical impulse--
the desire, as he would have phrased it, to see the thing through.
He did so at last, buffeted his way into smooth waters,
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