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The excerpt represents the core issue or deciding factor on which you must meditate, and is drawn from The Illustrious Gaudissart by Honore de Balzac: all that is required to protect--"
"The money-box," said the lunatic, sharply interrupting him.
"Ah! naturally; yes. I see that Monsieur understands business."
"Yes," said the madman. "I established the Territorial Bank in the Rue
des Fosses-Montmartre at Paris in 1798."
"For," resumed Gaudissart, going back to his premium, "in order to
meet the payments on the intellectual capital which each man
recognizes and esteems in himself, it is of course necessary that each
should pay a certain premium, three per cent; an annual due of three
per cent. Thus, by the payment of this trifling sum, a mere nothing,
you protect your family from disastrous results at your death--"
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